Since [http://www.advsay.com same day payday loans direct lenders] are based on the buyer&rsquos payday, you can certainly fall into a debt spiral.  Most payday loan lenders allow customers to be lent consistently without reducing the main concept and that results in repeating installments on charges and fees only without reducing the original debt.  Nonetheless, dropping into that design is usually averted if individuals are informed and aware of the chance, borrow only what they aspire to (and can manage to pay for), and pay out their loans away when with their payday advance.  Nowadays, quite a few payday lenders present payday loan education to their customers to stay clear of these problems. [http://answers.yahoo.com/question/index?qid=20070309115931AAhEbL8 answers.yahoo.com]